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Lending Partners
Knowing and understanding First Time Home Buyer loan programs is a specialty that only a select few Mortgage Consultants get involved in. My Lending Partners will help you determine which First Time Buyer Mortgage Programs and Down Payment Assistance will be best for you. It’s not one-size-fits-all. There are several mortgage and assistance programs and each has its own very specific rules and requirements. What's more, some of the programs can be "Layered" meaning you can add them together to get even more assistance! There are many details to sort through to figure out which programs are best for each home buyer. Get Started Today! Call or Email one of these loan officers:
Julie Wilzbacher
Prime Lending
651-503-4333
JWilzbacher@primelending.com
Kathy Luebke
US Bank Home Mortgage
651-778-2617
Kathy.Luebke@usbank.com
Soye Chalte (speaks Amharic & Oromo)
Wells Fargo Home Mortgage
612-501-6435
Soye.Chalte@wellsfargo.com
What Will You Get From My Lending Partners?
The Right Mortgage - you'll get the mortgage program that is best for you and your family.
At The Best Interest Rate - you'll get a mortgage rate that is at or even below prevailing market rates.
Professionalism and Courtesy - you'll be treated very professionally, courtiously, and respectfully. No rush-rush, just sign here kind of stuff. Everything will be explained to you.
Seamless Process - my Lending Partners are very skilled at what they do. They take care of all the details. No surprises.

Call me or Email me and let's talk about the mortgage program that is best for You!
Michael Harrell
Affordability Expert
email MultiCultural Realty
612-759-7629
MultiCulturalRealty.com
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